I have been online for the past few weeks to compare credit cards.  You see, I want to make an informed decision when I do get one.  Unfortunately, if you were to go to your bank they would only show you their products and not any from the competition.

After all this time shopping around I have learned one thing: there are a lot of different credit cards to choose from.  Some might call this selection overwhelming.  It is definitely not like the olden days where there were two brands to choose from.  Now there are different reward plans, interest rates, fees and incentives to signup for cards.  Also, you need to figure out where you shop as not all places accept all credit cards.

In the end I have settled on a cashback credit card - that way I get paid to shop (so to speak).  These types of cards can really work to your advantage if you pay them off every month, otherwise the cash back feature doesn’t cover the interest you would pay.  I have applied online and am patiently waiting for the card to come… remember… patience….