I recently had a phone call that was different than any other phone call I have ever had.  This call was from a telemarketer calling about car loans and how they had the best product for my needs.

This caught me off guard.  I am sure you are familiar with telemarketer trying to sell you something or trying to get you to donate to some organization.  But, this would be the first ever call dealing with loans.

I just couldn’t get the guy off the phone….

No matter what I tried, he kept rambling on how one of their cheap loans would be a godsend for me.  I tried to explain to him that my vehicle was paid for, but that just didn’t get through to him I guess.

It was a little different as well.  They were not trying to take my loan application over the phone, but rather they were trying to setup an appointment with me (in person) to talk to one of their representatives.  It was kind of funny too that they would be willing to automatically approve me for a $5,000 unsecured loan, over the phone, with no questions asked.  I wonder what they do with bankrupt people…

I hope that this is not some trend that will continue.  Like I said, it was my first call like this ever - and I still don’t know what I should think about it.