Archive for the 'Real Estate' Category



Land, the Gift that Keeps on Giving

Posted By Deb Gallardo on May 29, 2008 @ 11:03 am

There’s a reason that properties, whether houses, commercial buildings or strictly land investment venues are called “real” estate. Not only are they tangible, but there is only so much land to go around in any given area of the world.

So real estate investments are, generally speaking, the best of all investments if you shop wisely and buy prudently. First, there will not likely be more land created, although some cities have tried by building islands or peninsulas in places like Florida’s coastal regions.

Think of it this way, land a simple matter of supply and demand. Whether you are living in Canada, in the USA or in the UK land is still an excellent investment.

So the next time you see a sign that says land for sale, remember that some day that land will double or triple in value. Look at Orlando, Florida. Walt Disney bought 27,400 acres of essentially swamp land that land owners were only too eager to unload, and from his vision, Walt Disney World remade the entire face of the region.




Moving On

Posted By Twyla on May 6, 2008 @ 2:44 pm

My husband and I are at the point where we are ready to buy our first home.  I don’t actually know for at that point but we’ll soon be evicted from our home as the area in which we live has been bought out by a developer and all of the residential is going to be turned into commercial and industrial buildings.

The housing market in the city that we live in has hit a boom in the last few years and the price of housing has skyrocketed.  Our biggest fear is that we will not be able to afford a house here and that we will have to leave the city that we love to find affordable housing elsewhere.

We still have our hopes up that we will be able to buy some repossessed property at a fraction of the price that most of the properties are going for these days.  I know our kids would be really disappointed if we had to move away and they would have to leave their friends.




Renovating our Office Complex

Posted By Admin on April 30, 2008 @ 9:31 am

There was a memo on our desks today about the work disruption that we would all experience because of the renovations that they were going to do to our office complex.  In all honesty, it was about time as the building has pretty much looked the same inside for the last ten years or so.

We have been given dates that we will not be able to work as the commercial contractor has targeted certain areas of the building for certain days.  They are trying to do it with the least amount of disruption, but as with any other construction project, interruptions are inevitable.

There are talks that management might rent another workspace for most of us if we are unable to maintain minimum levels of productivity, but we will see how things go.

It will be nice to have a new work area to work in - it is time for a change of scenery.




Building Our Home

Posted By Twyla on April 25, 2008 @ 7:18 pm

When we were looking to build out first home, my husband was really great about letting me choose the design. He said the home was for me, as long as I left the garage and the yard up to him. I thought that this was a fair deal and I got busy with the architect, choosing the layout of our new home-to-be.

The one thing it had to have, to keep my husband happy, was a complete solar system. He is really big on saving energy, and although it was going to be a big cost, we were prepared to do whatever it took to make it happen. I didn’t care, as long as it did not make the house look bad in any way, and it didn’t.

I have to admit, too, that he did an awesome job with the yard. I have never had to plant a single flower or weed the vegetable garden, as that is what he loves doing. He keeps the lawn looking great and we are so at home in our new house. It took a long time for us to get here, but I would say that we are perfectly content.




One Busy Dad

Posted By Twyla on March 6, 2008 @ 2:52 am

My dad builds houses for a living. He has never been as busy as he is right now and is having to turn many people away. He is presently searching for a Phoenix paint contractor. He figures that the painting takes a lot of time and if he could hire someone else to do this, it would free up a lot of his time to do other things.

I told him that I would make it my duty to find him a good painter and so that he would not have to waste his time trying to do this. I found a really great Scottsdale painter. That is good for when Dad is working in Scottsdale, but it really does not help him for his Phoenix jobs.

I put an advertisement in the paper requesting a Phoenix house painter. I only got three replies. That is alright, however, because we got just the person we were looking for. He is a perfectionist and he does immaculate work. Now dad is free to build and does not have to worry about the painting any longer.




In Less Than Two Months…

Posted By Twyla on March 5, 2008 @ 4:23 pm

In less than two months, I will be married to the man of my dreams. I could not be happier and I know that we are going to have the perfect wedding and build a perfect life together. I think that forever is not nearly long enough and I can’t wait to grow old with this man. We have a great time together, no matter what we are doing.

In less than two months, we will need a place to live. Last weekend, we spent a great deal of time looking at houses for sale. For some couples, this would be very stressful, but we had a blast. We even had a good time disagreeing on different things. Of course, as we are two different people, we like different things when it comes to buying a house, but we both know how to compromise very well.

In less than two months, we will be moving into the home that we made that compromise on. There are some things about it that I am not too fussy about, but there are some things about it that I absolutely love. In the end, it will be the home that we make together and that is all that matters.




Just Another Weekend at the Apartment

Posted By Admin on February 9, 2008 @ 9:14 am

Well, it is Saturday again - boy how time flies.  It sure seemed like this week went by way too fast, and I didn’t really get much done.  But, now that it is the weekend, and the office is closed, it is time for me to some work.

On the agenda today is a little bit of paper work - which should be easy.  After that, I just need to go shovel the walks (which should end up being more like a sweep - there wasn’t that much snow last night).  But later on this afternoon I need to do some landlord tenant referencing.

You see, we have a few vacant units on the premises and we need them to be filled.  We have had an ad in the paper for the past week and have had a few people come down to check out the suites and apply to become tenants.

Now, all I have to do is check tenant referencing before they can be allowed to move in.  I usually do this in the evenings during the week, but I just didn’t have any time this week.  So, that means I will be calling in the afternoon and after supper to see if we can get some good tenants to move in.




Making Mortgages Happen

Posted By Twyla on January 4, 2008 @ 3:25 pm

As a mortgage broker, I spend my days approving or not approving mortgage loans. It is a very sad part of my job when I have to say no to potential clients, but it is part of my job, nonetheless. For the most part, my job is ok and the people that I make happy more than make up for the ones that I disappoint.

Another part of my job is finding mortgage leads. I look for bank foreclosures and homes that are good starter homes. It helps my clients know what they are looking for and what price range we can work with.

The best real estate place is the Internet. You can find homes for sale almost anywhere just by going online and searching the area in which you are looking. That is where I start when I am sitting with my clients. When it comes down to it though, it is not my job to find the property, just to approve the mortgage, but I like to go the extra mile to get them started.

One of the easiest parts of my job is to approve FHA loans. These are usually the ones that get approved the fastest and it makes my job a whole lot easier.




Learning from the Best

Posted By Twyla on January 3, 2008 @ 11:12 am

Sometimes I like to think back to when I was young and the decisions I made that got me to where I am today. As a teenager, I didn’t have much academic ambition, but I did have drive and determination when it came to something that I really wanted.

I knew, by sixteen years old that I wanted to be a real estate agent. My uncle got his license and I saw how successful he became in a very short time. I was determined to do just that and that day he became my mentor. I would spend all of my spare time with him, asking him questions and quietly observing his every move when it came to selling houses.

I also quickly learned that I would have to move elsewhere if I was going to make it big, because otherwise I would be competing with the man who was God in my eyes. I started taking an interest in Greenville, SC real estate. I went in once I got my license and took the city by storm. Yes, that is how I got to where I am today.




Not What They Used To Be

Posted By Twyla on December 28, 2007 @ 7:01 pm

I have always thought that mobile homes were a bit trashy and ugly and were big fire traps. I guess that may be true with the ones I remember from being a kid, but my sister just bought one and it is one of the loveliest little homes I have ever been in. It is modern and trendy and has way more room than my apartment does. As for the fire trap, I hear they have come a long way in that matter as well.

She is so excited and I am excited for her. I still rent and have to admit that when I saw the place, I was more than a little bit envious. She sat with me and patiently explained the whole process she went through to get a manufactured home mortgage loan, and I didn’t even get bored.

She wanted a loan with no PMI and I think that is what she ended up with. She is trying to convince me to do the same thing and I am actually considering. I would end up paying quite a bit less than I do for my rent right now. I guess I need to make an appointment to talk to someone about it. Only time will tell.




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